Rolling Over or Stay Put: A Comprehensive Guide to Deciding the Future of Your 401(k) Savings
Should You Be Rolling Your 401k to an IRA? Retirement planning is a crucial aspect of financial planning and deciding where to custodian your retirement savings is a vital part of that process. Upon termination of employment, regardless of if the termination is your choice or not, a decision ultimately should be made. The two […]
Is It Possible To Minimize Taxes In Retirement?
How Do I Pay As Little Tax As Possible? Taxes are a reality of the society we live in, but you’ve probably asked yourself, “How do I pay as little tax as possible over my lifetime?” at least once or twice! And when it comes to your retirement, taxes become an even more important issue […]
RMDs, The Strategic Benefits of Qualified Charitable Distributions (QCDs) in Retirement Planning
RMDs, Fulfilling Charitable Goals and Tax Obligations with QCDs by, Jeremy Reif, CRPS Required Minimum Distributions (RMDs) are the ultimate chess match between you and the Federal Government, more specifically, the Internal Revenue Service (IRS). The old saying is that there will always be death and taxes. If you are in this predicament, that means […]
Work with an Experienced advisor before you change your mind
Not All Advisors Are Created Equal Have you worked with an advisor in the past? Are you 100% satisfied with your financial situation? Have you ever found yourself saying, “I think everything is okay with my money”? If you aren’t sure about your answers, this article is for you. As an advisor, these questions raise […]
Reflect, Refine, and Reach: Importances of Navigating the Financial Horizon in the New Year
Navigating the Financial Horizon: A Warm Welcome to the New Year! by, Jeremy Reif, CRPS As we bid farewell to the old and usher in the new, the dawning of a fresh year brings with it a sense of renewed hope, opportunity, and the chance to make positive financial changes. From a financial advisor’s perspective, […]
AXA Equitable’s Accumulator “Buyout Offer”, should you accept their offer or not?
Decoding AXA Equitable’s Accumulator “Buyout Offer”: Making the Right Decision for Your Future Jeremy Reif, CRPS | December 28th, 2015 | AXA Equitable’s Accumulator “Buyout Offer: AXA Equitable Annuity, Variable Annuities, Guaranteed Minimum Income Benefit (GMIB), Guaranteed Minimum Death Benefit (GMDB), Earnings Enhancement Benefit (EEB) also known as Protection Plus, Annuity buyout, Accumulator, Accumulator Plus, […]