Understanding SVB Bank Failure and Its Implications for the Average Person
What Does Bank SVB Failure Mean for the Average Person? By, Jeremy Reif If you have deposits with a failed bank, you may lose some or all of your funds. However, if the bank is insured by the Federal Deposit Insurance Corporation (FDIC), your deposits should be protected up to a certain amount. If you […]
Investing with Purpose: Understanding the Basics of Impact Investing
Investing with a Conscience: The Fundamentals of socially responsible investing By Jeremy Reif, CRPS socially responsible investing is a growing trend in finance, with an increasing number of investors looking for ways to use their money for social and environmental good. Impact investing involves investing in companies, organizations, and funds that have a positive social […]
Exploring the World of Alternative Investments and Portfolio Diversification
Allocating Alternative Investments in a Diversified Portfolio By: Jeremy Reif, CRPS Investing in the stock market has been a popular way to grow one’s wealth over the years, but it is not the only option available to investors. Alternative investments, also known as non-traditional investments, are assets that fall outside the typical stocks, bonds, and […]
Why Human Financial Advisors Still Reign Supreme: The Limitations of Robo-Advisors Explained
The Personal Touch: Why Customized Advice Can’t be Replaced by Algorithms By Jeremy Reif, CRPS Robo-Advisors and the Rise of Automated Investment Management In recent years, the investment management industry has experienced a rapid transformation with the advent of technology and artificial intelligence. Robo-advisors, algorithms, or automated investment management platforms, have gained significant popularity among […]
Could Bonds Outperform Stocks in 2023
Factors Contributing to the Potential Superior Performance of Bonds Compared to Stocks in 2023 Investors always strive to find the best investment options that can provide them with the highest returns possible. When it comes to investing, the two most popular choices are stocks and bonds. While stocks have always been considered the go-to option […]
Rolling Over or Stay Put: A Comprehensive Guide to Deciding the Future of Your 401(k) Savings
Should You Be Rolling Your 401k to an IRA? Retirement planning is a crucial aspect of financial planning and deciding where to custodian your retirement savings is a vital part of that process. Upon termination of employment, regardless of if the termination is your choice or not, a decision ultimately should be made. The two […]
Is It Possible To Minimize Taxes In Retirement?
How Do I Pay As Little Tax As Possible? Taxes are a reality of the society we live in, but you’ve probably asked yourself, “How do I pay as little tax as possible over my lifetime?” at least once or twice! And when it comes to your retirement, taxes become an even more important issue […]
RMDs, The Strategic Benefits of Qualified Charitable Distributions (QCDs) in Retirement Planning
RMDs, Fulfilling Charitable Goals and Tax Obligations with QCDs by, Jeremy Reif, CRPS Required Minimum Distributions (RMDs) are the ultimate chess match between you and the Federal Government, more specifically, the Internal Revenue Service (IRS). The old saying is that there will always be death and taxes. If you are in this predicament, that means […]
Work with an Experienced advisor before you change your mind
Not All Advisors Are Created Equal Have you worked with an advisor in the past? Are you 100% satisfied with your financial situation? Have you ever found yourself saying, “I think everything is okay with my money”? If you aren’t sure about your answers, this article is for you. As an advisor, these questions raise […]
Reflect, Refine, and Reach: Importances of Navigating the Financial Horizon in the New Year
Navigating the Financial Horizon: A Warm Welcome to the New Year! by, Jeremy Reif, CRPS As we bid farewell to the old and usher in the new, the dawning of a fresh year brings with it a sense of renewed hope, opportunity, and the chance to make positive financial changes. From a financial advisor’s perspective, […]