The 6 Benefits of a 529 Plan for College Savings
Benefits and Considerations Of A 529 Plan And The Alternatives By, Jeremy Reif, CRPS Researching and checking out 529 plans? A 529 plan could be a good idea for saving money for education expenses. Worried about overfunding a college savings plan and then the kiddos end up not going to college? It ultimately depends on […]
Your Financial Roadmap: A Complete 9-Step Guide to Creating a Budget That Works
Mastering Your Finances: Creating A Comprehensive Budget to 9-Step By: Jeremy Reif, CRPS Comprehensive Budget: A budget is one of the main foundations of financial management. It enables you to take control of your money, make educated decisions, and work towards your financial goals. Believe it or not, budgets can help from saving for things […]
Harnessing Financial Expertise: The 6 Benefits of Partnering with a Financial Advisor
Tailored Guidance and Personalized Financial Planning: 6 Reasons On Why You Should Consider Working with a Financial Advisor Are you poking around the internet and trying to piece together what to do with your own finances. The internet and advice have changed significantly in the last 5 years. It has become difficult to distinguish the […]
Simple Steps To Gain Financial Freedom
Money and Happiness or Broke and Frustrated: Financial Freedom By, Jeremy Reif, CRPS The media makes you feel like you have to have money in order to be successful in life or gain financial freedom, but you might also have heard the phrase that money doesn’t buy happiness. Where is the balance? For those that have […]
The Benefits of HSA Accounts: A Powerful Financial Tool for Healthcare
Exploring the Tax Advantages and Savings Potential of HSA tax free tools By Jeremy Reif, CRPS For those that do not know, Health Savings Accounts (HSAs) are tax-advantaged savings accounts specifically designed to help individuals save and pay for qualified medical expenses. Money that is contributed to it that was not used can be […]
Why Is It Bad To Get A Tax Refund?
How to Stop Overpaying Taxes and Start Keeping More of Your Money: Tax Refund By Jeremy Reif, CRPS Getting a tax refund may not necessarily be a bad thing but it’s not necessarily a good thing either. Here are some reasons why. Opportunity costs When you receive a tax refund it means that you overpaid […]
3 Money Saving Tips 2023
Three Financial Habits for Realistic Money Saving Tips By: Jeremy Reif, CRPS Here are three reasonable, simple, yet effective things you can do for your Money saving tips. These tips are doable and not pie in the sky. The internet provides us with glimmering hope that there are ways to save our own money. […]
People Like Dave Ramsey Say “NO” To Credit Cards, Is He Wrong?
Who carries cash these days, credit cards are a convenient factor
In running a boutique financial planning firm, I often get asked by clients or the local media to comment about credit cards. What are your thoughts about credit cards, and do you recommend them? For the most part, we have a conversation that goes a little something like this.
If you follow people like Dave Ramsey, he recommends that you avoid them at all costs because they allow people to spend money they don’t have and get into debt. Yes, Dave is onto something here, and is good generic advice. I believe that this subject has more to do with proper/improper financial education as well. Therefore, Ramsey is wrong as well. Well, I am not more than 2 paragraphs in and just contradicted myself. Let’s dive a little deeper into this.
These Are The Top 3 Most Commonly Asked Financial Questions: According to Google
These financial questions are so common they are asked almost daily. Finance is a complex and ever-changing topic, so it’s no surprise that people have a lot of questions about it. Here are the top 3 most commonly asked financial questions: How do I save more money? This is a question that many people struggle […]
How To Invest During a Recession Like Buffet
Tips For Investing During A Recession by Jeremy Reif Warren Buffett is considered one of the most successful investors of all time, with a net worth of over $100 billion as of 2023. During confusing times, and times of turmoil in the stock market, we look to gain knowledge from some of the wealthiest investors […]