Stock Market Behavior in Election Years: Understanding Trends and Impacts
How to invest during an election year? Post-Election Market Trends: Analyzing the Rally Phenomenon by Jeremy Reif, CRPS One of the most frequently asked questions during an election year is, How should you invest during an election year? History tends to repeat itself, so the best answer is to research what has happened in previous […]
5 Essential Social Security Insights for Divorced Individuals
5 Social Security Tips Divorcees Should Know By Jeremy Reif, CRPS®, Financial Advisor and Owner of Point Wealth Management As wonderful as marriage can be, there’s no denying the fact that around 50% of marriages in the United States end in divorce.[1] Your life may change drastically after a divorce, but one thing many people […]
3 Ways To Live Well In Retirement
Thriving in Your Golden Years: 3 Essential Strategies By Jeremy Reif, CRPS®, Financial Advisor and Owner of Point Wealth Management We work so hard to get to that incredible retirement milestone we have dreamed about for years. But once we get there, then what? There’s no doubt it’s important to plan for the financial aspect […]
5 Financial Phases Of Life In Retirement
Navigating the Five Financial Phases of Retirement By, Jeremy Reif, CRPS When we’re in our working years, we think of retirement as this vague future event. We plan for retirement, save for retirement, and dream of retirement, but we often approach it as one single phase of life. But these days, since we are living […]
3 Retirement Misconceptions That Could Derail Your Golden Years
Unraveling Three Common Misconceptions That Can Sabotage Your Retirement Dreams By, Jeremy Reif, CRPS Retirement is arguably one of the most popular topics in the personal finance world. There is a glut of information about when to start saving, what the best strategies are, and how much you’ll need. If you do a simple search […]
Should You Make A Contribution In Traditional or Roth IRA?
Choosing Between Traditional and Roth IRA Contributions: Which is Right for You? By, Jeremy Reif, CRPS Traditional vs. Roth has been debated since the Roth IRA arrived in 1998. This is almost like the age-old question, what came first, the chicken or the egg? When should you pay your taxes, now or later? Heck, […]
Navigating Retirement Taxes
Navigating Retirement Taxes Strategies for Reducing Retirement Taxes By, Jeremy Reif, CRPS Are you one of those people who says you will worry about taxes later? Better yet, you will move to a state where you do not need to pay taxes on your retirement money. If so, this article is for you. Retirement is […]
AI Investing Strategies, When Should You Adopt It?
Explore AI Investing Strategies to Transform Your Financial Portfolio By, Jeremy Reif, CRPS Artificial intelligence (AI) is making a large impact on many industries in a very short amount of time. This may be the modern-day equivalent of an industrial revolution. How this will affect the world of finance is a story that is continuing […]
Navigating the Hype: The Truth About Financial Influencers
Understanding Financial Influencers and the Need for Caution by, Jeremy Reif, CRPS This is the tale of the double-edged sword of financial advice. Financial influencers are gaining a lot of traction on social media. The landscape in the next few years will drastically change because of influencers and the development of artificial intelligence in this […]
How Do I Minimize Taxes On My Retirement Income?
Navigating Retirement and Taxation: Strategies to Minimize Taxes by: Jeremy Reif, CRPS Retirement is different for everyone. The commonality is that retirees face a significant change in their financial landscape. Minimizing taxes can have one of the largest effects on retirement and is the biggest key to watch. Understanding the tax implications of your retirement […]