Learn how an asset location strategy may improve after-tax returns by placing investments in the most tax-efficient accounts.
Learn how tax-loss harvesting works, when it makes sense, common mistakes to avoid, and how it may help reduce taxes as part of a long-term investment strategy.
Learn how capital gains are taxed in retirement, strategies to manage gains, and how thoughtful planning may help reduce lifetime taxes.
Learn why taking IRA withdrawals before Required Minimum Distributions (RMDs) begin may reduce lifetime taxes and create greater retirement income flexibility.
Learn why coordinating your CPA and financial advisor may help uncover tax-saving opportunities and create a more tax-efficient retirement strategy.
Learn how Qualified Charitable Distributions (QCDs) can satisfy Required Minimum Distributions, reduce taxable income, and create a more tax-efficient charitable giving strategy.
3 Things The Wealthy Do Different By Jeremy Reif Wealthy: Live below your means Wealthy people in general, live below their means. They often
Tips For Investing During A Recession by Jeremy Reif Warren Buffett is considered one of the most successful investors of all time, with a net
These financial questions are so common they are asked almost daily. Finance is a complex and ever-changing topic, so it’s no surprise that people have
Who carries cash these days, credit cards are a convenient factor
In running a boutique financial planning firm, I often get asked by clients or the local media to comment about credit cards. What are your thoughts about credit cards, and do you recommend them? For the most part, we have a conversation that goes a little something like this.
If you follow people like Dave Ramsey, he recommends that you avoid them at all costs because they allow people to spend money they don’t have and get into debt. Yes, Dave is onto something here, and is good generic advice. I believe that this subject has more to do with proper/improper financial education as well. Therefore, Ramsey is wrong as well. Well, I am not more than 2 paragraphs in and just contradicted myself. Let’s dive a little deeper into this.
Three Financial Habits for Realistic Money Saving Tips By: Jeremy Reif, CRPS Here are three reasonable, simple, yet effective things you can do for
How to Stop Overpaying Taxes and Start Keeping More of Your Money: Tax Refund By Jeremy Reif, CRPS Getting a tax refund may not necessarily