Learn how Sequence of Returns Risk in Retirement can impact portfolio longevity and retirement income planning, especially during early market downturns.
Learn how the Tax Bucket Strategy for Retirement Income can help manage withdrawals, reduce tax surprises, and improve retirement income efficiency.
Learn when Roth conversions in retirement may make sense. Understand tax impacts, RMD planning, Medicare premiums, and long-term strategy considerations.
Learn the most common tax planning mistakes retirees should avoid, including RMD errors, IRMAA surprises, and Social Security tax issues.
Learn when to take Social Security for maximum lifetime benefit. Understand claiming ages, taxes, spousal strategies, and retirement income planning.
Learn how war and the stock market historically interact, why oil prices often react first, and why long-term investors focus on economic fundamentals.
3 Things The Wealthy Do Different By Jeremy Reif Wealthy: Live below your means Wealthy people in general, live below their means. They often
Tips For Investing During A Recession by Jeremy Reif Warren Buffett is considered one of the most successful investors of all time, with a net
These financial questions are so common they are asked almost daily. Finance is a complex and ever-changing topic, so it’s no surprise that people have
Who carries cash these days, credit cards are a convenient factor
In running a boutique financial planning firm, I often get asked by clients or the local media to comment about credit cards. What are your thoughts about credit cards, and do you recommend them? For the most part, we have a conversation that goes a little something like this.
If you follow people like Dave Ramsey, he recommends that you avoid them at all costs because they allow people to spend money they don’t have and get into debt. Yes, Dave is onto something here, and is good generic advice. I believe that this subject has more to do with proper/improper financial education as well. Therefore, Ramsey is wrong as well. Well, I am not more than 2 paragraphs in and just contradicted myself. Let’s dive a little deeper into this.
Three Financial Habits for Realistic Money Saving Tips By: Jeremy Reif, CRPS Here are three reasonable, simple, yet effective things you can do for
How to Stop Overpaying Taxes and Start Keeping More of Your Money: Tax Refund By Jeremy Reif, CRPS Getting a tax refund may not necessarily