Are Healthcare Costs Holding You Back From Retiring?
Healthcare Costs and Retirement By Jeremy Reif, CRPS Are you confident in your retirement savings amount, ready to take the step into retirement, or have healthcare costs issues leading you to consider retirement? Whatever your reason for wanting to retire early, many people in this situation stay in the workforce longer than they’d like […]
Stock Market Behavior in Election Years: Understanding Trends and Impacts
How to invest during an election year? Post-Election Market Trends: Analyzing the Rally Phenomenon by Jeremy Reif, CRPS One of the most frequently asked questions during an election year is, How should you invest during an election year? History tends to repeat itself, so the best answer is to research what has happened in previous […]
5 Essential Social Security Insights for Divorced Individuals
5 Social Security Tips Divorcees Should Know By Jeremy Reif, CRPS®, Financial Advisor and Owner of Point Wealth Management As wonderful as marriage can be, there’s no denying the fact that around 50% of marriages in the United States end in divorce.[1] Your life may change drastically after a divorce, but one thing many people […]
5 Tax Saving Strategies To Lower Your Tax Bill
Top 5 Tax Planning Strategies by, Jeremy Reif, CRPS Spring is in the air, and tax forms are showing up in your mail and online databases. Are you worried about that impending tax bill? You’re not alone. Many individuals find themselves scrambling to find ways to lower their tax bills as the deadline approaches. There […]
Retirement Finance Pitfalls: Avoid These 6 Common Mistakes!
6 Retirement Mistakes To Avoid by; Jeremy Reif, CRPS Are you approaching retirement or already enjoying your golden years? It’s crucial to manage your finances wisely. Here are some common mistakes retirees make that you should avoid. Mistake 1: Not having a budget. That is unless you have endless amounts of money. Without a budget, […]
Preparing for Retirement: Essential Tips for Future Retirees
Essential Tips for Future Retirees: 7 Tips To A Successful Retirement by Jeremy Reif, CRPS Essential Tips for Future Retirees. The transition to retirement can cause a lot of stress and anxiety, which can be avoided or reduced substantially by doing a little planning. Rather than reinventing the wheel, it is much easier to find […]
How Much Money Do You Need To Save Each Month To Reach Your Retirement Goals?
Crafting Your Ideal Retirement: Navigating the Path to Financial Freedom By Jeremy Reif, CRPS Are you worried about saving enough for your retirement? We all want to spend our golden years stress-free, enjoying the things we love. But to achieve that, we need to crack the retirement code and determine how much money we […]
Give the Gift of Financial Freedom: A Comprehensive Roth IRA Guide for Grandparents
Stop Gifting into a 529 Plan, Do A Roth IRA Instead by Jeremy Reif, CRPS Are you still giving boring CASH for Birthdays and holidays? Grandparents should change up their giving and give their grandchildren the gift of financial freedom. Look no further! This article outlines an excellent way to gift money instead of giving […]
The Ultimate Guide to Setting Up a Roth IRA for Your Kids
Set Your Children Up For Success, Kids Investing In Roth IRA by: Jeremy Reif, CRPS In a recent client meeting, I was introducing one of my business owner clients to a CPA. During this meeting, we were talking about tax opportunities and ended up on the subject of funding Roth IRAs for their children. My […]
Maximizing Your Retirement Savings with HSAs: Unveiling the Ultimate Strategies
HSAs, An Unsung Hero For Retirement By taking advantage of HSAs, you can enjoy triple tax advantages: tax-free contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses in retirement. It’s a winning formula to secure a financially stable future! At their core, HSAs are like personal savings accounts, but with a twist. They offer […]