Adjusted Gross Income (AGI): The Most Important Number on Your Tax Return
Learn why Adjusted Gross Income (AGI) is one of the most important numbers on your tax return and how it can affect Medicare premiums, Social Security taxes, tax credits, and retirement planning.
Form 1040 Line 6a vs. Line 6b: Why Some Retirees Pay Tax on Social Security
Learn the difference between Form 1040 Line 6a and Line 6b, why some Social Security benefits are taxable, and strategies that may help reduce taxes in retirement.
Form 1040 Line 4a vs. Line 4b: What Every Retiree Should Know About IRA Withdrawals
Learn what Form 1040 Line 4a and Line 4b mean, why they matter for retirees, and how Roth conversions, rollovers, and IRA withdrawals affect your taxes.
The Social Security Tax Torpedo: Why One Extra Dollar Can Trigger a Much Bigger Tax Bill
The Social Security Tax Torpedo: Why One Extra Dollar Can Trigger a Much Bigger Tax Bill
Form 1040 Line 3a vs. Line 3b: One of the Most Overlooked Numbers on Your Tax Return
Learn the difference between Form 1040 line 3a and line 3b, why qualified dividends matter, and strategies that may help retirees keep more investment income taxed at favorable rates.
Capital Gains in Retirement: How to Sell Investments Without Paying More Tax Than Necessary
Learn how capital gains are taxed in retirement, when you may owe 0%, 15%, or 20% capital gains tax, and strategies to help manage taxes when selling investments.
Stop Writing Charitable Checks From Your Checking Account
Many retirees can make charitable donations directly from their IRA instead of their checking account. Learn how a Qualified Charitable Distribution (QCD) may reduce taxes while supporting your favorite charities.
Qualified Charitable Distributions (QCDs): One of Retirement’s Most Overlooked Tax Strategies
Learn how Qualified Charitable Distributions (QCDs) may help satisfy Required Minimum Distributions while reducing taxable income and supporting your favorite charities.
Inherited IRA Rules: What Beneficiaries Need to Know About the 10-Year Rule
Learn how inherited IRA rules, annual distributions, the 10-year rule, and beneficiary status may affect your taxes and withdrawal strategy.
Net Unrealized Appreciation (NUA): A Little-Known Tax Strategy for Company Stock in Your 401(k)
Learn how the Net Unrealized Appreciation (NUA) strategy may reduce taxes on appreciated company stock held in a 401(k) and whether it could fit your retirement plan.