Net Unrealized Appreciation (NUA): A Little-Known Tax Strategy for Company Stock in Your 401(k)
Learn how the Net Unrealized Appreciation (NUA) strategy may reduce taxes on appreciated company stock held in a 401(k) and whether it could fit your retirement plan.
Tax Diversification: Why Having Different Types of Retirement Accounts Matters
Learn why tax diversification is an important retirement planning strategy and how different account types may provide greater flexibility and reduce lifetime taxes.
Capital Gains in Retirement: How to Sell Investments Without Paying More Tax Than Necessary
Learn how capital gains are taxed in retirement, strategies to manage gains, and how thoughtful planning may help reduce lifetime taxes.
Should You Take IRA Withdrawals Before Required Minimum Distributions Begin?
Learn why taking IRA withdrawals before Required Minimum Distributions (RMDs) begin may reduce lifetime taxes and create greater retirement income flexibility.
The Retirement Tax Gap: Why Your CPA and Financial Advisor Should Work Together
Learn why coordinating your CPA and financial advisor may help uncover tax-saving opportunities and create a more tax-efficient retirement strategy.
Retirement Regrets and How to Avoid Them
Learn the most common Retirement Regrets and How to Avoid Them, including Social Security timing, healthcare planning, taxes, and inflation risk.
Safe Withdrawal Rate in Retirement
Learn how the Safe Withdrawal Rate in Retirement works, how the 4% rule applies, and how inflation and market risk impact retirement income planning.
Annual Financial Review Checklist for Retirees
Use this Annual Financial Review Checklist for Retirees to review income, taxes, RMDs, investments, and healthcare planning each year.
Sequence of Returns Risk in Retirement
Learn how Sequence of Returns Risk in Retirement can impact portfolio longevity and retirement income planning, especially during early market downturns.
Tax Bucket Strategy for Retirement Income
Learn how the Tax Bucket Strategy for Retirement Income can help manage withdrawals, reduce tax surprises, and improve retirement income efficiency.